The information in this communication is subject to change without notice.

Carol Sargeant is licensed for the sale of mutual fund securities in the provinces of British Columbia, Alberta and Manitoba and the sales of insurance products in British Columbia, Manitoba, Ontario and Quebec. Ken Sargeant is licensed for the sales of mutual fund securities in British Columbia as well as insurance products in British Columbia, Alberta, Saskatchewan, Nova Scotia and New Brunswick. As such, this communication does not constitute an offer or solicitation by anyone in any jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such an offer or solicitation. Prospective investors who are not resident in Canada should consult with their financial planners to determine if these securities may be lawfully sold in their jurisdiction.

Carol Sargeant, Ken Sargeant, and RMS Retirement Management Services will not be held liable for any inaccuracies in the information presented in any linked site to this website.

The contents of this website are for information purposes only. Under no circumsstances should the contents of this website be considered "advice" and relied upon as a substitution for consultation with a financial or tax advisor.

Commissions, trailing commissions, management fees and expenses may all be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

Mutual fund sales are conducted through Professional Investment Services (Canada) Inc.